Get Caravan Quote 32024-07-02T10:48:33+01:00

Fast, free & friendly service

Fast, free & friendly service

  • Thousands Of Caravans To Choose From

  • No Deposit Options
  • All Credit Scores Welcome

  • We Can Find You A Caravan

  • No Broker Fee’s. Completely Free!

  • Rates From 10.9% APR

Get a quote

No obligation, no impact on your credit score

Representative APR 26.9%. We act as a credit broker not a lender. Representative Example: Borrowing £5,700 over 60 months with a representative APR of 26.9%, the amount payable would be £164.18 a month, with a total cost of credit of £4,150.80 and a total amount payable of £9,850.80.

Get a quote

No obligation, no impact on your credit score

  • Thousands Of Caravans To Choose From

  • No Deposit Options
  • All Credit Scores Welcome

  • We Can Find You A Caravan

  • No Broker Fee’s. Completely Free!

  • Rates From 10.9% APR

Representative APR 26.9%. We act as a credit broker not a lender. Representative Example: Borrowing £5,700 over 60 months with a representative APR of 26.9%, the amount payable would be £164.18 a month, with a total cost of credit of £4,150.80 and a total amount payable of £9,850.80.

Bad Credit, missed payments, defaults or IVAs

Just because you have been refused in the past, it doesn’t mean we cannot help. We have helped thousands and thousands of people obtain finance for a vehicle. This varies from people with thin credit profiles, people who have missed payments through difficult times and people who currently have IVAs and CCJs. Our lenders understand that people may of had issues in the past, and we will try every option possible to get you approved.

So how does this all work?

1. Apply

Using our quick 60 second enquiry form on either. your mobile, tablet or laptop. Fill in your details to see what you could be approved for. We will give you a credit limit based on what the lenders approval is. We will ALWAYS offer you the best rate of interest that we have available.

Get a quote

No obligation, no impact on your credit score

2. Choose

Once you have your credit limit and your repayments its time to choose a caravan. Our team of specialists can send you a selection of caravans over based on your needs. We can send as many as you like until you are 100% happy. Or if you wish to look yourself, thats also fine.

3. Sign

All thats left once you are happy and we have answered any questions is for your to sign your paperwork. This is all done electronically online so no need to worry about a printer or scanner.

4. Drive

Once you have signed, we can arrange your collection date / delivery with the dealership on your behalf and off you go.

Get a quote

No obligation, no impact on your credit score

It really is that simple!

Extensive panel of lenders

Over 120 finance and loan products compared for you!

As a finance broker we work with a large panel of the most trusted finance and loan lenders around the UK. This means we can provide our our customers with more options to suit their budget and needs. We look to find the best rates from our panel of lenders and will offer you the best deal that you’re eligible for.

We don’t charge any fees for our service, its completely free. We offer rates from 7.9% APR all the way through to 49.9% APR for people who are looking to rebuild their credit profile.

Whether you are in Cornwall, Birmingham or Aberdeen, as an online broker, we can help you. Join thousands of customer’s who have taken finance with us.

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Get a quote

No obligation, no impact on your credit score

Our customers ask us all the time

How much does The Vehicle Financer charge?2020-06-18T12:19:22+01:00

Nothing. We don’t ask you to pay anything for the work we do for you, the lenders pay us instead. If we’re able to find suitable finance for you, the lender gives us a fee for arranging your finance through them. Sometimes the dealer or the lender might ask for an administration fee, if they do, we’ll let you know.

How old do I need to be to apply for vehicle finance?2020-06-18T12:18:51+01:00

You need to be at least 18 years old to apply for vehicle finance. This may seem a little unfair seeing as you can drive a car at 17, but it’s to do with finance regulations. You have to be 18 to sign a credit agreement, which is what vehicle finance is. It’s a legally binding contract that only an adult can enter into. Between the ages of 18 and probably about 21 it may be hard for you to get finance simply because you’ll have no credit history for the lenders to look at. Again, seems a little unfair, but looking at your credit history is one of the ways a lender decides who to lend to and how much to lend.

What documents do I need to apply for vehicle finance?2023-10-17T15:18:58+01:00

We’ll need to see:

– a copy of your photo ID – this can be either your driving license or passport.

– proof of income – occasionally the lender may ask you to prove your income for affordability purposes.

Can I get vehicle finance if I have bad credit?2021-01-19T14:31:59+00:00

Yes, you can. We know that times can be tough and sometimes things go a little wonky with finances, it can happen to us all. We don’t think this should stop you getting finance, so we’ve made sure we have a range of lenders on our panel that specialise in lending to people with a less-than-perfect credit history. We won’t lie, you may not get the best rates of interest, but you’ll be able to get the new car, van, motorbike, motorhome, caravan or horsebox you were after and improve your credit score! Yes, it’s true, getting finance will improve your credit score, as long as you keep to the repayments you agreed to, of course.

Are there any restrictions on the vehicle I can buy?2023-10-17T22:14:34+01:00

Yes, there probably will be some restrictions on the vehicle you can buy, usually these relate to the age of the vehicle, how many miles it’s done and how many miles you can drive each year as well. These are standard across all lenders.

There may also be other conditions that depend on your personal circumstances, but each lender is different, so we can’t say for sure what they might be until you make an application. What we can say is, if you have your eye on something that doesn’t meet this criteria, give us a call and talk to us about it.

How long does the process take?2023-10-17T16:49:38+01:00

Your application takes around 60 seconds and we can usually get an instant decision within another couple of minutes. If you have a vehicle in mind, all we need is the details and we can give you an instant quote. After that, its down to yourself if you are happy with the repayments to sign the documents and providing the dealership has the vehicle prepped, you could be driving away the same day! However, we do like to say usually 24 hours if the vehicle is ready. If not, its just how fast the dealership can get it ready.

Can I repay the loan early without penalty?2023-10-17T17:49:42+01:00

Yes you can repay the loan early without any extra penalties or charges in most cases on all of the loans we provide. You will be expected to pay the remaining capital but not the remaining interest. If you have overpaid you could be even entitled to a rebate of interest.

The lenders do also allow you to make over payments as well as settling the finance early.

If you do decide you want to settle the agreement, you will need to call and request a settlement figure.

How can I see what vehicles you have for sale?2023-10-17T21:44:51+01:00

We don’t have physical stock. You can buy a vehicle from ANY UK dealership.

However; we can source you a vehicle to suit your needs and budget. We advertise vehicles with a monthly cost of examples of what we have financed and what we can finance for you. We can send you multiple vehicles to look at, videos & photos. We can arrange test drives, collection or delivery for you as well. ALL FOR FREE!

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