We don't have physical stock. You can buy a vehicle from ANY UK dealership. However; we can source you a vehicle to suit your needs and budget. We advertise vehicles with a monthly cost of examples of what we have financed and what we can finance for you. We can send you multiple vehicles to look at, videos & photos. We can arrange test drives, collection or delivery for you as well. ALL FOR FREE!
Yes you can repay the loan early without any extra penalties or charges in most cases on all of the loans we provide. You will be expected to pay the remaining capital but not the remaining interest. If you have overpaid you could be even entitled to a rebate of interest. The lenders do also allow you to make over payments as well as settling the finance early. If you do decide you want to settle the agreement, you will need to call and request a settlement figure.
Your application takes around 60 seconds and we can usually get an instant decision within another couple of minutes. If you have a vehicle in mind, all we need is the details and we can give you an instant quote. After that, its down to yourself if you are happy with the repayments to sign the documents and providing the dealership has the vehicle prepped, you could be driving away the same day! However, we do like to say usually 24 hours if the vehicle is ready. If not, its just how fast the dealership can get it ready.
Yes, there probably will be some restrictions on the vehicle you can buy, usually these relate to the age of the vehicle, how many miles it’s done and how many miles you can drive each year as well. These are standard across all lenders. There may also be other conditions that depend on your personal circumstances, but each lender is different, so we can’t say for sure what they might be until you make an application. What we can say is, if you have your eye on something that doesn’t meet this criteria, give us a call and talk to us about it.