We offer three types of van finance at The Vehicle Financer, these are: Hire Purchase (HP) – you are hiring the car from the lender until you’ve made all the payments, then you legally own the car. Personal Contract Purchase (PCP) – this is much the same as HP, only at the end of the monthly payments you haven’t paid for the car in full. So, you can either give the car back, use the remaining value of the car as a deposit for another one, or pay what’s called a balloon payment, which makes up the remaining value of the car, and own it outright. Personal loans – with this type of finance you own the car from the day the dealer is paid. You then make payments to [...]
Applying for van finance is pretty simple, however, we will need to know a bit about you to make sure we get the right deal for your circumstances. So, before you start your application, it’d be a good idea to get the following bits and pieces together: - your address for the last three years - details of your employer and your monthly pay - an idea of your credit score We know this is personal information, but we need it so we can find you the best van finance deal for your circumstances. And, we will never pass on or sell your details to anyone else.
Absolutely, just let us know when you fill in your application. We have lenders on our panel who specialise in lending to people who need a van for their business. We chose to work with these lenders because we found that lots of people applying for van finance wanted it so they could get hold of another van for their business. If you’re after a van for your business, give us a call, we’d be happy to help.
Yes, we don’t believe being self-employed should stop you from getting van finance. In fact, in our experience most people who apply for van finance are self-employed and are using their van for work – builders, plumbers, decorators those kinds of people. If that’s you, we’d love to help you find the perfect van finance deal for you. If you are self-employed, but not using your van for business, we would, of course, love to help you too.
No, you don’t need a deposit to get van finance. This means you don’t have to wait to get your new van, you can get it right now. Saving up can take months and could be a real pain, especially if you’re using your van for work and you need a replacement quickly. Having no van can mean no money coming in, so being able to get one with no deposit is a real bonus. If you have a deposit, that’s great, let us know and we can take this into consideration.