Your application takes around 60 seconds and we can usually get an instant decision within another couple of minutes. If you have a vehicle in mind, all we need is the details and we can give you an instant quote. After that, its down to yourself if you are happy with the repayments to sign the documents and providing the dealership has the vehicle prepped, you could be driving away the same day! However, we do like to say usually 24 hours if the vehicle is ready. If not, its just how fast the dealership can get it ready.